Local funding for one time close construction loan in NH area

[Sholei Foster]

Anyone in the southern NH area familiar with one time closing construction loans? If so, what advice would you give to someone that put a deposit on a 2 acre plot subdivision that has all the boxes checked for land, except they don't have great credit (600 fico average) but wants to do it by themselves? They would have "skin in the game" but need to know steps involved to make the "deal" happen. For example.. 200k for 2 acre lot. $250k build and has a drawing. What do you think are the steps for the "best outcome" they should make knowing this information? Taking in consideration taxes, no VA loans, below average credit? All information is helpful.