Do I have to payoff my Heloc if my primary is a rental income property?

[Rosie Small]

I have a Heloc in my primary residence, which I want to convert it to a rental and buy an other primary. Would the bank ask me to payoff the Heloc, since they will receive a new insurance and I will loss my homestead property tax discount? If I keep paying they won’t notice…?my lady at the bank said that she can’t advice me .

Thank you 🙏

[Rosie Small]

Quote from @Nathan Grabau:

I would max it out before you move, so if they freeze it you have access to the full line. 

I will transfer it to my money market account with an other bank 😉