Do I have to payoff my Heloc if my primary is a rental income property?

[Rosie Small]

I have a Heloc in my primary residence, which I want to convert it to a rental and buy an other primary. Would the bank ask me to payoff the Heloc, since they will receive a new insurance and I will loss my homestead property tax discount? If I keep paying they won’t notice…?my lady at the bank said that she can’t advice me .

Thank you 🙏