Using hard money loan as a gap loan without rehabbing

[Sean Dezoysa]

I'm targeting a property with about 20k rehab but will sell as is to a homestead buyer. I want to use an HML to fund (most of) the acquisition. When I resell the house on terms a 1st will be created and sold cover a pay off the HML loan (after discounting) in 1-2 months. A small 2nd will stay with me. The end buyer will be responsible for the rehab.

Hard money is usually for rehabs. I know other investors do the strategy above but I need to clarify a few things:

1. Are most HMLs comfortable having their funds be used as gap funds during a resale period?
2. If the rehab responsibility will fall on the end buyer will HMLs accept this and not require rehab funds (from me) be escrowed and drawn against?

Thank you