Seller financing with large down payment

[Ryan Dyess]

If a seller is offering seller financing but wanting a larger down payment like 40%+/- of the PP, are there loan options out there to cover that down payment? Thanks for your advice. Seller financing is appealing but I have been coming across the majority wanting a larger down payments so I am not sure how to fund that or do you treat it like a syndication and raise for that? If so what would be the benefit of going with the seller finance option as opposed to an agency loan all other factors equal? I have heard agency debt has gone to a 50-60%+/- LTV so I can see where they would be wanting 40% but at that point I don't know what the advantage would be of seller finance vs agency debt.