Purchase/ Refinance/HELOC Options for New Agents

[Lawrence Potts]

Hey BP Fam,

I'm struggling to find financing options to purchase a new primary as a new-ish self-employed borrower (less than 2 years). Has anyone found a solution to find lending? I've found a lot of options for non-owner occupied solutions and some non-QM options but they typically have very high down payment requirements. Or options for HELOCs in the same financial situation (less than 2 years of 1099 income reported). Thank you!