How would you finance this deal?

[Chase Fritz]

Hey there everyone,

I'm currently getting preapproved for a $100k, fix-n-flip using conventional financing (first one - yay!) and I was curious what you all thought would be the best option for financing would be and if anything stuck out to you? I'm more foreign to the financing world so I'm still getting use to a lot of these numbers and terms as this is my first one. These are two options that my lending officer sent to me. The Discount/Buydown points I'm still trying to understand... does this look fairly normal to you?

Any suggestions appreciated.

Thanks!