DSCR Loan @ 703 Score-Will I Go below 700 During the Very Process

[Burt L.]

To get a better rate on a DSCR loan, a borrower is supposed to have at least a 700 Credit Rating. My mid-score is a 703 which puts me on the edge and in the higher rate environment anyone would like to at least minimize the interest rate as best as can be done.

My concern is that just by loan shopping I'll drop below 700 due to the credit inquiries. I've read here that using a mortgage broker results in only one credit pull but just who is a reliable, wide-ranging loan broker of the newer DSCR loans has proven elusive. There are supposed to be 10-12 large national DSCR lenders, but those have also been hard to identify.

 I'm sure credit also gets pulled again, just before closing. How can I avoid dropping into the higher interest rate range just by the act of loan shopping, itself?