Refi and LOC for mixed use building

[Edwin Park]

Can anyone recommend any small banks/lenders in the NYC area that will do a refinance loan and line of credit for a mixed use building?   Something along the likes of:

$950K loan (50% LTV), 10 year term, 25 year amortization, first 2+ years interest only, etc.

Also happy to consider any lenders that will take 2nd position for the LOC. Current LTV is around 50%, so the LOC would ideally be 65%-70% max LTV at least. Thank you!

[Caroline Gerardo]

If 51% is residential and other 49 is not gas station, hazardous or empty there are lenders for the first but NO HELOC lender will go in second position