Best option for lending to start a house hack

[Broc Mayo]

What is the best option for a first time home buyer that wants to start off with a house hack? Would it be a bigger bank, credit union, or a private lender? Just some advice on this would be excellent. Thank you!

[Jaron Walling]

@Broc Mayo You need to know your credit score, history, and negative marks on it BEFORE you talk to lenders and start thinking about buying property. You can get all that on Credit Karma. Call a few local lenders and see what you could qualify for. Stay with the local lenders and ask for rates on conventional, FHA, and any required points.

You don't go through the pre-approval process until they answer those questions. Once you're serious, provide a million docs, and qualify, they will lock a rate for 30-60 days. Happy hunting after that.