Hard Lenders in buffalo area

[Nadeem Ahmed]

Hello bigger pockets family,

I have a question about hard Lenders and financing with them. Generally hard Lenders have higher interest rates and would typically have me think twice about using them. But with the market now traditional loans are reaching almost the same high interest rates. My question is after using a hard lender are you able to refinance like a regular loan when interest rates come back down? Or are you stuck with them for the duration of the loan?

Also any local hard lenders in Buffalo? Looking to buy and hold multi family rental properties.