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Updated about 11 years ago on . Most recent reply

James Mudd's profile image
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James Mudd
  • Real Estate Agent
  • from Realtor - Dallas, TX
  • Member since May 17, 2013
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James Mudd
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  • from Realtor - Dallas, TX
  • Member since May 17, 2013
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James Mudd
  • Real Estate Agent
  • Realtor - Dallas, TX
55
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Private Lending & Conventional Mortgage Advice

What credit score are lenders looking for..???

James Mudd
  • Real Estate Agent
  • Realtor - Dallas, TX
Posted

What credit score is the lender looking for if you want to put 5-10% down on an investment property…???

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Darrin Carey
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  • from Dayton, OH
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Darrin Carey
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Darrin Carey
  • Lender
  • Dayton, OH
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Darrin Carey
  • Lender
  • Dayton, OH
Replied

VA and FHA are owner occupied only.

For investors 20-25% down is normal, with a 640-660 score as a typical minimum, but it varies a lot. Less down always requires a higher score.

I've seen a couple experienced investors get 10% down with a 720+ score.

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