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Updated over 2 years ago on . Most recent reply

Miles Tiglao's profile image
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Miles Tiglao
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Miles Tiglao's profile image
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Miles Tiglao
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Miles Tiglao
10
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23
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Private Lending & Conventional Mortgage Advice

When do you pay Origination Fees for MFRs?

Miles Tiglao
Posted

I'm working with a lender who is asking for origination fees up front a few weeks before closing.  I've always paid origination fees as part of the loan on signing day for my SFRs.  Is it any different with Commercial MFRs?  


I'm just cautious of scams and similar.  I did some homework on the lender and they have a LinkedIn profile, website, etc but no reviews.  

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Nicholas Covington's profile image
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Nicholas Covington
  • Mortgage Broker
  • from Dallas, TX
  • Member since Mar 27, 2017
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Nicholas Covington
  • Mortgage Broker
  • from Dallas, TX
  • Member since Mar 27, 2017
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Nicholas Covington
  • Mortgage Broker
  • Dallas, TX
275
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Nicholas Covington
  • Mortgage Broker
  • Dallas, TX
Replied

Any lender asking for compensation up front before the loan is closed is a red flag...

Upfront fees should only be 3rd party related to outside of the loan itself ie: appraisal, inspections, etc...

Right now times are a little tough, so one could only expect more "scams" to come about.

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