Hard Money Loan without Other Income?

[Jason Riddle]

Hi, I'm trying to understand how hard money loans work and if I'd be eligible.

My situation right now is I'm unemployed and have no income coming in. If I were to find an amazing BRRR deal, then to service the debt I would use a rentor's income.

However, because I have no income outside of that, would that affect my ability to get a hard money loan? I know for conventional mortgage DTI is an important factor, but I wasn't sure from the hard money side.