Need to refinance multiple properties at once

[Thomas Solorio]

hello,
I need to refinance 2 homes and one triplex. I also have another single family home that I need to refinance but I’m in a 50-50 partnership with my brother as a successful vacation rental. All my investment homes are in desert hot springs, ca and I currently rent where I live in Avalon, CA. The triplex and airbnb sfr were bought and renovated in 2021 using my own personal credit cardS. I need to pay off my credit cards by December 2022.

I’ve had issues qualifying with the airbnb because the income is not on our taxes yet as we just went live with it in April of this year. But it’s extremely successful expecting to gross min $120,000 + from mid April 15 to December 2022. The other 2 homes are fully renovated and rented and the triplex is partially renovated and fully rented as long term rentals.

Numbers
sfr 1- rented, owe $168,000. Likely appraisal of $400,000

Sfr 2 - rented, owe $156,000. Likely appraisal of $400,000

triplex - fully rented, owe $250,000. Likely appraisal around $550,000- $600,000

Sfr 3 (airbnb home). Owe $180,000. Likely appraisal $600,000. This is split 50-50 with my brother on title.

I need to refinance with all funds going directly to my credit cards. Minimum $200,000 needed.

I appreciate any information anyone has.