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[Brian Mehrhoff]

My mother in law is on fixed income, which is falling short. She has offered to put me on the deed of her house and asked if I can help supplement her monthly income. She currently has a mortgage, but has decent equity in the house. There is some deferred maintenance that needs to be done, roof and some updating. I'm self employed and my tax returns don't show that I make much income after deductions... I would like to take care of the deferred maintenance and refinance the house or at least access the equity. I'm not sure if it would just be a new loan if I added onto it. also unsure how my low income shown on tax returns will effect the loan. I assume first step is to record the deed with everyone on it at the county recorders office. Any advise or direction would be appreciated.