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Updated almost 3 years ago on . Most recent reply

Miles Tiglao's profile image
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Miles Tiglao
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Miles Tiglao
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Miles Tiglao
10
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Private Lending & Conventional Mortgage Advice

Need advice: Freeing up equity in rental properties

Miles Tiglao
Posted

Hi!  New member here posting for the first time!

I have multiple SFR's that have a large amount of combined equity. I want to free up the equity in order to invest in a multi-family commercial property. Anyone have any advice on my options?

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Kevin Woodard
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Kevin Woodard
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  • Nationwide
Replied

The DSCR products will follow federal rate action. They tend to have pre-payment penalties which could be paid down. Leverage and the borrower's credit are key factors that influence the rate on an individuals property. They are fully amortizing and can include interest only periods.

Regarding the ratio of NOI to PITIA you're aiming to be 1.00+.

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