Florida land loan options?

[Travis L.]

Looking to purchase a lot for future use(cleared with power and water).  Not sure what my options are, we currently have 4 mortgages 3 rentals 1 primary so if they look straight debt to income could be an issue.  Rentals all have positive cash flow plenty of equity but don't really want to refinance anything.  We can do 20% down on the lot just trying to get an idea of terms rates etc and how.