Owner occupied loans non Fannie mae/mac

[Ryan Keenan]

Hey BP, I have been aquiring rental properties over the last few years while also house hacking and my lender says my DTI is getting pretty high and having a tough time qualifying for loans. I do not wish to live in a 3 family the rest of my life so my question is are there other loan options besides Fannie Mae or Freddie Mac available for primary owner occupied homes with high dti?

Thanks!

Ryan

[Robin Simon]

You are going to want to look for a non-QM lender that qualifies through bank statements, asset depletion etc.