Has anyone used Allen Financial Services?

[Emmanuel Oyana]

Has anyone worked with Allen Financial Services? I came across them in Facebook and they appear to have great terms, but I'm unable to find any reviews about them online which is strange in this day and age. Just wondering if anyone had any insight to provide. Thanks for responding in advance

[Aaron Byrne]

If they are asking for their fee upfront, I would take that as a red flag. Typically, except for something like an appraisal fee or credit report, the lender's fee is paid at closing/loan consummation. I have not worked with Allen Financial Services before, but if their terms look too good to be true and they are asking for a 2% processing fee paid up front, I would move forward with extreme caution and start looking for another lender as it is questionable if these folks are legitimate.