PMI and debt service coverage ratio

[Nelson Santiago]

First post, I appreciate any information I can get, as I googled it but could not find anything relevant.

I'm working on my analysis spreadsheet in refining any parts that I can to tailor it to me. When purchasing my first investment I'd most likely be using an FHA loan which requires PMI.

So I'm curious does PMI count toward the debt in the DSCR?