Different kinds of mortgages

[Varun Vemulapalli]

Hello all,

Conventional 5% FYI for my primary

Looking for a solution here,

Because I purchased homes(2 investment loans and 2 vacation homes) in the last six months, they are making money paying their mortgages but my DTI high for me to qualify for my primary house which I am closing in June this year.

Which scenario and plan that will help me here

1) Is there a way to refinance one of the second which I bought 2 months ago into an LLC and it will not show up in my credit ? If its a possibility how fast can it be done ? In that way I will reduce my DTI to qualify

2) Is there a way or any lender to show last two months of short term rental income(No leases as they short term) to offset atleast the payments so my DTI will be low to qualify for my primary home.

3) Maybe there are another ways that you guys know which I dont know. Please help me out here!! I am looking for a solution!!

Thank you for your time !!!