Credit card loan or no?

[Cory Lucas]

We got a promotional offer through our credit cards for 1.99% and 3.99% APR for the life of the loan if we take advantage of it by March 1. My thinking is that's cheap money and I could turn it into some good returns by investing it and taking advantage of the low APR

I realize credit card debt is something we'd want to avoid, but if we were to for instance look to get a silent partner to help with a down payment on an STR we'd likely be looking at a much higher interest rate, so why not take advantage of this? Seems like a no brainer to me, but others that I've spoken to seem to think otherwise, curious what my BP community on here thinks. To me it's the power of the velocity of money...

What am I missing though? Aside from the debt on the credit report