Finance or Line of Credit??? How to be ready to scale.

[Josh Arnold]

I purchased a house in Feb 21' for 110K. I put 35K into it and just got it appraised at 215 and I owe 90. I can refinance it to 180K and pull out 90K or only get a $50K Line of Credit. 2nd property I own easily has 100K of equity in it. I also own other houses and have an additional 100-150K of equity in the 3 of them.

Given my portfolio make up, should I look at refinancing both houses to have cash on hand, and at the same time incur all that interest even though I have no current projects going on or do I look at Commercial loans next time? The refinancing fees is killer at +/-3K a piece. 

I would be interested to see one's take on how to pursue growing and financing at the same time

Thank you,