Experience w/ Cogo Capital/Secured Investment Corp Inner Circle??

[Dondy Desir-Gutt]

I was looking for a hard money lender and came across Cogo Capital/Secured Investment Corp who has offered 100% financing through being part of the Inner Circle premium program. This entails taking a a course that cost $39k of which after doing 4 deals within the year as you attend a course on doing a fix n flip the right way, the $39k is then reimbursed. Sounds a bit too good to be true. Has anyone had this offer and experience? Would like to know. Thanks