MLO License to facilitate refinancing my own portfolio

[Chris Shepard]

Hey all,

I have a question for all you MLO's out there.  I just finished my MLO education with the idea that it's going to be easier to get my file through underwriting.

No one in Oregon wants to underwrite my file because it is too much work. I am self-employed and have roughly 15 LLC's and we do cost segregations on every purchase we make and I run a loss every year. Once you pull out the depreciation, we have a healthy profit as well I have realtor income and trust income.

Anyway, I have about 7 or 8 properties that I would love to refinance and my brother (business partner) probably has 7 or 8 as well.  Does anyone know if I am even allowed to do this?  Does anyone know a company that lets their MLO's submit for their own properties?

Thanks,