Operating agreement for LLC, bank requirements question

[Michael Patterson]

Hello,

I am a newbie to investment financing and am working with a local bank for an investment loan on our first SFR which is under contract. They are one of 2 local banks that will even touch investment loans, and the terms seem more than fair. They will loan 70% ARV on investment properties, currently at 6.5% for 15yr. So far everything has gone well except that they keep changing their requirements for exactly what they want in my LLC operating agreement. First they just requested one, so I submitted one I created by duplicating my Realtor's operating agreement that she has used ,by my understanding, with the same bank. Then they requested I add some wording and sign/date, which I quickly did and submitted. Today I got another e-mail with another addition specifically laying out powers of managers, but to add to MY powers of members section. I am a single owner/member LLC with no additional members or staff.

Even my Realtor commented on how difficult they are being about this operating agreement. Does anyone else think this is unusual?

Thanks for any input.