Removing PMI with an Appraisal from Solidifi

[J.R. Coffin]

My home value in Newburgh, NY has gone up quite a bit during the pandemic and i'm attempting to remove my PMI early. My loan is owned by Wells Fargo who requires me to use Solidifi for an appraisal. They have the WORST reviews online and I'm concerned it will be a waste of time/money. Has anyone used Solidifi? Does anyone know an loopholes to use your own third-party appraiser?

[Jeff Shumway]

Hey Jillian, no lender will allow you to use your own appraiser. It's strictly not allowed for conventional/primary residence loans. 

Keep in mind that appraisers tend to only get negative reviews online. No one remembers or thinks to leave a positive review for their appraiser if it comes in at or above value. People typically only think to review their appraiser if they have a bad experience so the reviews are typically very skewed.