How to buy your dream home now

[Phil Reason]

Hey friends 

Wish I was smart enough to be giving this answer but I’m here for wisdom instead

we are down in San Diego, and what’s happening with prices and inflation drove us to buy a duplex in South Park. It’s working out great so far. But one side of a duplex is not a forever home for us. Point Loma is the real target area and it is still sky rocketing. 

So we are thinking...is there an intelligent way to BRRR on a SFR that is out of our price range now, with the intent to live in it like 10 years. Seems like a lot of risk, but not buying feels risky too.

Any thoughts would be greatly appreciated.

-Phil