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Updated over 3 years ago on . Most recent reply

Antonio A.'s profile image
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Antonio A.
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Antonio A.'s profile image
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Antonio A.
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Antonio A.
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General Real Estate Investing

Vacation Homes & 2nd Homes to avoid 20%

Antonio A.
Posted

Hi

In the interest of avoiding the 20% down required for investment properties, I have a simple question. What kind of down payments are vacation homes subject to?

How long do you have to live in a “second home“ after you purchase it in order to not get in trouble with the mortgage company?

Thanks

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Colleen F.
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  • Member since Jun 7, 2013
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Colleen F.'s profile image
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Colleen F.
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Colleen F.
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  • Narragansett, RI
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Colleen F.
  • Investor
  • Narragansett, RI
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@Kenneth Garrett the issue with the vacation home is you need to qualify on your income, not the property rental income. Unless someone has a different experience.

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