How do I get Pre-approved?

[Max Ratner]

Just listened to EP. 481 of BP podcast with Brandon Turner and David Greene. WARNING LENGTHY!

I’m 23 with 5k in the bank.

$1,000 in an emergency fund

$4,000 in a growing 3-6 month/down payment fund

$2,000 credit limit; recently denied an increase to like 5,000 (joint with mom)

Basically 0-500$ credit card debt

NO student loans!!

-sound familiar? Dave Ramsey style

I have had a string of 9-5 jobs and my current part-time for a year and a half. Just graduated with a bachelors in marketing. So not really any long term full time work. I have a sneaker reselling/collecting side hustle but lately I have been investing profits into expenses and indulgences. I understand if I sacrifice those I will stack faster, but it’s hard for me when I get a shoe for example that’s very profitable but I and my gf would like to have one as consumers too, it actually becomes an expense. Anyways any advice to get closer to my goal would be great. I want to house hack, would love to 203k loan, and Brrr in San Antonio Texas Market. Looking for long term rentals, but open to multiple exit strategies to increase capital and scale.

Thanks BP!

A little about me,

I created 3 failed e-commerce stores

Did door to door home security sales for a year

Tons of restaurant and retail (customer service)

Played soccer most my life

Eagle Scout

Founder of a fraternity at my college

AMBITIOUS, willing to do what others won’t, show up early and stay late