Skip to content
×
Pro Members Get
Full Access!
Get off the sidelines and take action in real estate investing with BiggerPockets Pro. Our comprehensive suite of tools and resources minimize mistakes, support informed decisions, and propel you to success.
Advanced networking features
Market and Deal Finder tools
Property analysis calculators
Landlord Command Center
ANNUAL Save 54%
$32.50 /mo
$390 billed annualy
MONTHLY
$69 /mo
billed monthly
7 day free trial. Cancel anytime
×
Take Your Forum Experience
to the Next Level
Create a free account and join over 3 million investors sharing
their journeys and helping each other succeed.
Use your real name
By signing up, you indicate that you agree to the BiggerPockets Terms & Conditions.
Already a member?  Login here
General Real Estate Investing
All Forum Categories
Followed Discussions
Followed Categories
Followed People
Followed Locations
Market News & Data
General Info
Real Estate Strategies
Landlording & Rental Properties
Real Estate Professionals
Financial, Tax, & Legal
Real Estate Classifieds
Reviews & Feedback

Updated almost 4 years ago on . Most recent reply

User Stats

23
Posts
5
Votes
Brian M.
5
Votes |
23
Posts

Debt To Income Limitations

Brian M.
Posted

My question is on debt to income ratio and how that metric limits your ability to obtain additional mortgages in order to expand your MF residential real estate portfolio.

When I purchase my first MF residential property, with the intent of holding onto to it for the long term, it will be difficult to get approved for another mortgage as I will be close to my debt to income ratio limit.

Are there strategies or suggestions on how to best navigate the debt to income ratio limits for a buy and hold strategy investor?

Thanks

Most Popular Reply

User Stats

3,758
Posts
3,110
Votes
Kenneth Garrett
  • Investor
  • Florida Panhandle/Illinois
3,110
Votes |
3,758
Posts
Kenneth Garrett
  • Investor
  • Florida Panhandle/Illinois
Replied

@Aaron Hanson

I had attended a training they had put on and built a relationship with him. The arrangement was I would secure the funding on the BRRRR project and he bought the property with a private lender and completed the rehab. I then bought him out the following year. We both made money on the deal.

  • Kenneth Garrett
  • Loading replies...