Need help making a decision.

[Gary Siver]

I currently own a property without a mortgage. It’s a single family home that has an Arv of $195,000.00. It was originally purchased for a flip that I decided to turn into a rental and brrrr it. I have tried to refinance it but do to poor credit I was not able to do so. So I went ahead and put it up for sale. I have only gotten two offers on it and both are owner finance offers. One of them seems good to me. It is a $40k down payment, with the loan at 15 years at 6%. I wanted to sell it or get cash so I can purchase more rentals or flips. If I go the owner finance route then I won’t be able to purchase the rentals. Any advice or input is greatly appreciated.