Starting off real estate investing with formal LLC

[Crystal U.]

I am going to obtain my first investment property and do not know how to go about the LLC. I've read a lot of online mixed reviews, some people say it's a waste of time unless you have more assets to protect and others say to do it from the very beginning to protect yourself. My question is can someone get mortgage financing for a brand new LLC? If I were to create a brand new LLC, how likely is it a bank will lend To me? Or do you recommend getting the mortgage under my personal name and changing title to LLC after, but I hear his can call your mortgages "due on sale" clause which I am afraid of . Any guidance on this would be great, maybe if you can explain what you did for your first investment property?