Lender changed loan cost

[Kyle Harmon]

Hello BP,

I am looking for some advice. I am writing this as I sit on the airplane flying to FL to close on a duplex today. I have a rate lock with my lender that did not include points or origination fees. We are closing a few days before my rate lock expires. I just recieved the final CD and they added .5% points. The loan officer told me from day 1 there would be no points and none of the previous CDs or loan estimates included points. I haven't gotten a response from the loan officer yet and I am supposed to close in a few hours. The additional charge isn't much, but it is not what we agreed on. Does anyone have advice on how to handle this situation?

Thank you for your help

[Kyle Harmon]

I think we have it resolved. Keller Mortgage waives the points if you are using a Keller agent. I am not using a Keller agent and they did not realize that until now. They agreed to take the charge off and they are finalizing everything now. I appreciate the fast responses. Thats why I love this forum. I have found the answer to every question here.