Do you use a mortgage broker? Why or why not?

[Jordan P.]

Wondering who out there uses a mortgage broker, who doesn’t, and why. I can’t see a downside to using a broker - it seems to save a ton of time and ensure that you’re getting the best deal. Insights and preferences to the pros and cons are greatly appreciated!

[Bob Okenwa]

The downside to using a broker is having to pay them, which cuts into profits and ROI. With the internet being what it is these days, I don't mind doing my own rate shopping and negotiating.