How do I rationalize owning my own home in SF???

[Robert Stillwagon]

Is it possible to purchase a multi-family unit in the SF Bay Area and have it make financial sense in the next 6 months OR is it better to keep renting and use that money towards an investment property in another market?

Context, I hear about the pros and cons of renting vs. buying, but most articles make it sound like using an FHA loan to buy a multi-family unit makes more sense as an investment. However, I'm struggling to make "the math" make sense. In SF, the max limit for a multi-family unit is 1750,000.00 which already cuts down the market. But also, at $1M the 1% rule makes it sound like I'd need to find 10,0000 worth of rent on a 2 unit property for it to make financial sense. Can someone help me understand?

Are there areas where owning a multi-family unit (and qualifying for an FHA loan) makes sense near SF?

If the above isn’t feasible, my plan is to invest in a rental property in a less expensive market.

How do i factor in the cost of renting vs. paying more on my own property?

Any help is much appreciated.