Debt to Income Question

[Matt Schreiber]

Here is my situation. My rent in New York City is $2,400 per month. I split it with my girlfriend but the lender said the full $2,400 counts against me as debt, then I own two rental properties which I just purchased that add another $2,000 to my monthly debt. I make around $10,000 per month and this puts my monthly debt at $4,400. I am trying to purchase a cabin in Gatlinburg. I have enough capital to make the purchase but I can only handle another $600 per month in overhead to keep me under 50 percent debt to income ratio. Is there anything I can do outside of making more monthly income? Both rental properties I purchased don't have tenants in them yet so I guess after the New Year, I can start to show the rental income as additional income but I am wondering how I can keep purchasing properties unless I can show crazy high monthly income. Thanks for your help.