Rental Investing in Germany

[Jerraill Murphy]

Hello.

My name is Jerraill and I'm a transitioning service member who has served in the USAF for 9 years. I'll separate from the Air Force next summer and my wife Sarah & I are returning to southwest Germany ( where she is from ) to start our real estate investing journey. 

Our initial plan of action is to refinance the home we currently own in Germany that is valued for roughly $275k ( in which we have about $200k of equity ) and use that cash to begin our first BRRRR project of a multifamily unit. From that point on we'd like to repeat the process at least twice a year for the next 15 years in order to build up the passive income that allows us to escape the Rat Race. Sarah ( my wife ) is also working to gain her German Realtor License in order to learn more about the German real estate system and use those skills/info to benefit our business.

I've come to forums today to just gain some insight from others who are actively investing in German and gain some advice/information on things that I've probably overlooked in my current plan. 

[Kai Kopsch]

To apply for a "Hypothek finanzierung" in the first or second rang you don't have to wait for a year. Hard money lending doesn't exist in Germany. The German big-city real estate market house prices for existing homes have risen by 123.7% on average from 2009 to 2019, Munich saw the highest jump at 178% over 10 years. The market lives of appreciation if you need ROI fast converting a former commercial building in MFH is giving a nice return.