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Updated over 4 years ago on . Most recent reply
![Travis Gregory's profile image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1858756/1621516176-avatar-travisg117.jpg?twic=v1/output=image/crop=1220x1220@30x300/cover=128x128&v=2)
Should a OOS investor use a big bank to get pre-approval letter?
I've read that it's best to use a local lender if investing out of state, however if I am looking to invest in several different states, is it best to get pre-approval from a nationwide bank so that I can make an offer in any market? Once the offer is accepted, maybe then switch to the local lender?
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![Johnny Wolff's profile image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1498220/1621512931-avatar-jw78.jpg?twic=v1/output=image/crop=1143x1143@0x7/cover=128x128&v=2)
There are a number of investor-focused lenders that can lend in multiple states (Erik Kolseth with Arvest is another option). Would start with one of those guys (Aaron is great too) instead of working with a big bank. The awesome part of these investor-focused guys is that they are investors themselves and can provide an unbiased second opinion when needed.