Hit a wall with high DTI

[Lucy Smi]

My husband and I have three mortgages together (for primary residence and duplex rentals) and we are at the DTI max, thus limiting our ability to acquire new properties. We cannot re-fi since neither of us qualifies alone. What are some creative ways of overcoming the DTI problem? I heard about syndication or hard money lending (sound intimidating), but don't know much about them.