How do I get a Loan?

[Franklin De leon]

Hi BP friends, my nane is Franklin and i live in the New Orleans area, I have been a BP follower for a couple years now. I am trying to start investing in Real Estate for the past year, I even got my Realtor License. But it has been a little tought to get a loan. I have increased my credit score over 100 points (660), but in my taxes report as a self employee I only end up with about $20,000 after my expenses. I am looking for a residential house in my market up to $160,000 (I Know my criteria) and I can affort between 13% and 15% down payment, with let me with a loan of about $140,000. Any suggestion what I should do???

Thank you!!

P.D. Excuse my grammar I'm not from here :)