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Updated almost 5 years ago on . Most recent reply

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Asi L.
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14
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Positive cash flow per unit or per portfolio?

Asi L.
Posted

Hi there,

I'm new to this great forum and I have a question regarding positive cash flow and duration of loan.

I'm currently owning 2 SFR, 1 purchased with cash and second purchased with a 20% DP and I have a positive cash flow per portfolio and not per unit and by combining 2 rents I was able to cut the loan to 15 years.

Was this a good decision from business point of view? or there's a better decision I could have take here?

Do you look to maximize cash flow by taking a 30 year loan?  in what conditions you would prefer shorter loan?

I've been reading books and online resources to extend my RE knowledge and came up with those question to learn from the experienced members of this forum.

Thanks

Most Popular Reply

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1,409
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Ellis San Jose
  • Rental Property Investor
  • Westlake Village, CA
776
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1,409
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Ellis San Jose
  • Rental Property Investor
  • Westlake Village, CA
Replied

My opinion is if you are in estate building mode go for max cash flow with 30 yr fixed mortgages.

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