Note Investing Journey

[Arron Paulino]

Hello,

I have recently started real estate investing with money saved up that I wanted to put to work. I currently have notes as follows:

- Promissory Note: $25k invested, with interest payable on the unpaid principal at the rate of 12% per annum, calculated monthly not in advance, to be paid in full within 12 months (plan is to reinvest with this borrower)

- Demand Note: $50k invested, with interest at the rate of 10% ($5,000); possibility to reinvest when more investment opportunities arise with this borrower (made sure to establish a connection with this one and we ensured a win-win all around)

My goal is to establish trust and create relationships with these borrowers and continue to reinvest these funds when goals are met. I would like to meet more of these types of people as I have found an interest in note investing. I have $25k more I want to invest and want some advice. Do I lend the rest to the promissory note borrower (apparently I can put more in, but not sure how this affects the note)? Or is there another avenue I should explore? Is there somewhere I can get "more bang for my buck"? I have been researching for more of these kinds of investments and stumble into mortgage investing too, but am not familiar with this. I could go the "invest in yourself" route, but do not really know what to invest in. I really appreciate the feedback for this post and look forward to taking more action!