Dayton, OH Investors | Time to refi?

[Laine Furukawa]

Seeing 3.6 - 3.9% for 30 year fix. Current homes in Dayton, Ohio (Kettering, Centerville, Montgomery) @ 4.25%. Would now be a good time to refi? Would it make a difference in lowering my monthly and raising cash flow? Any credit union recommendations for refi? I asked a few months before this drop and the consensus at the time was it wouldn’t make much difference. I know Ohio is not much of an appreciation market. Would like to know what other Dayton Ohio investors think or are doing.