Refi on primary

[Cheryl C.]

In 2011 I had no problem on a refi of my primary despite having over 20 rentals. I am trying to refi again and running into roadblocks. Does anyone know the fannie/freddie guidelines on this? I'm not concerned about DTI, reserves, etc. - just whether any of the mortgage limits apply to your personal residence. In the past it didn't matter - you could always refi your primary (if you qualified). Any one have info on this? I could go down a point or more at no cost if I can find a lender.