Investing in properties and buying a home to live

[Andy Ramdeen]

Hi everyone , just wanted to get some feedback on this question .

Say if I take out 100k loan for a rental property out of state from NYC , and the rental properties pays the 100k monthly , and say a year later I want to buy a home with me and my wife , would the banks give us a hard time or a less amount because we took out the 100k loan first ? Keep in mind the 100k will be only in my name and not my wife . And I tell the bank that the rental properties is paying off the 100k loan

Please any help would be helpful .