Is my mortgage broker lying to me?

[James W.]

I am in the process of negotiating for a house right now. The 4 bedroom house costs $218,000 (St. Louis, MO). The seller has agreed to give me $8000 credit to pay for repair for the house.

My mortgage broker told me that the lender will no longer give me $218,000 loan but instead will give me a $210,000 loan because of the credit.

He said to get around this, I should write in the contract that the seller will pay the $8000 credit towards the CLOSING COST. Then the mortgage broker will write me a check for $8,000.

This way I can get the loan for the full $218,000. Is this true???