SFH is rented out Confused on financing out of HML advice needed.

[Erik B.]

I have a SFH that i purchased end of January and it has been rented out starting may 1st. i purchased this property using a HML through my contractor business name. I am now looking to finance/refinance this property and pull some cash out but i dont want to keep it in my business name i want it in my personal name or an LLC.

Im not really sure what to do from here and how to go about it. i was told that i should have my lawyer switch the deed into my name and then wait the 6 months and then refi. I was also told that there is now way to reduce the 6 month seasoning period although i thought i remember reading here that some banks allow less "seasoning".

Ive done a few flips but this is my first one i am holding as a rental. After this i will be working towards repeating this as many times as i can.

Do i transfer it into my personal name?

Should I worry about an LLC now?

Should I focus some effort on finding a lender who has a shorter seasoning period ?

if so how do I go about finding one?

How do you figure out how much to pull out of the property? 

do you just pull out what you have invested?

Thanks Erik Baumer