Lead that is 6 months behind

[Ember Meadows]

So I just got off the phone with someone who called on 1 of my signs. This is the scenario her house is worth 107k, but she owes 119k on it. She is 6 months behind because she lost her job. Her mortgage payment is 960 a month. She doesnt think she is open to any lease options. This seems like a pretty impossible situation-I hate to pass on leads-but I cant see anyway to work it out....